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November 10, 2007

News - Doctors urge NHS funding rethink

Filed under: Political risk insurance — ofecymagi @ 5:38 am

A group of doctors has urged the main political parties to reconsider the way the NHS is funded.


Politicians should look to move away from an entirely tax-funded system, says Doctors for Reform, a centre-right group set up two years ago.


The 900-strong group did not propose an alternative model, but said the health system was unsustainable in its current form.


But all three main parties said they were committed to a tax-funded system.


In a letter to the three main parties, Doctors for Reform said: “There is no doubt of the scale of the extra resources that have been put into the NHS… but it is equally clear that the extra resources have not created a service of the standard of our European competitors.”


The need for a more balanced funding system is urgent
Karol Sikora, of Doctors for Reform
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The doctors said there was a risk that under the present system the current climate of deficits and cuts could get worse.


More than 4,000 job losses have been announced in recent weeks as trusts struggle to balance their books.


And they added: “A mixed funding system with other sources of finance, equitably raised, would allow gaps in today’s NHS service to be filled and a modern, truly comprehensive service to emerge.”


And they added targets were auto insurance ohio online purchase the bond of trust between doctor and patient.


Cancer specialist Karol Sikora, part of the Doctors for Reform steering committee, said: “The need for a more balanced funding system is urgent.


“Without it, rising expectations will be answered only by rationed services and longer waits.”


Social insurance


The letter is not the first time doctors have called for a rethink of NHS funding.


Last year the then incoming Royal College of Surgeons president Bernie Ribeiro said patients should be forced to pay part of the cost of treatment as a tax-funded system was unsustainable.


He advocated a scheme of social insurance to cover the payments similar to the systems operating in France and Germany.


It comes as a poll of 1,012 people carried out for the Reform think-tank revealed two thirds of people believe the NHS in its current form was unlikely ever to meet public demands.


The British Medical Association, which represents 120,000 doctors, said it believed in a health system funded through taxation.


“What is important is that care is provided free at the point of delivery based on clinical need and with equal access for all.”


And Nigel Edwards, director of policy at the NHS Confederation, which represents health service managers, said: “If a system is unaffordable through taxation, it is unaffordable through social insurance or whatever other system.”


Karen Jennings, head of health at Unision, called the doctors “dangerous mavericks”.


“It is totally cheap cruise insurance travel for these doctors to be making these dangerous, off the wall comments about NHS funding without any real evidence base.”


And all three parties added they were committed to a tax-funded NHS at the moment.


Tory leader David Cameron ruled out a move to another system in his first major speech on health, while the Liberal Democrats are also committed to a tax-based system.


The government said it was “fully committed” to a tax-funded NHS.


And Prime Minister Tony Blair pointed out that while there was still much to be done, a tax-funded system had brought insurance purchase reason ten travel in waiting times and cancer, cardiac and A&E care in recent years.







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October 30, 2007

News - Lloyd’s chief ‘to criticise insurers’

Filed under: Political risk insurance — @ 5:49 am

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The head of Lloyd’s of London, the world’s oldest and largest insurance market, is about to reveal that the UK insurance market has the highest operating costs in the world, a report says.

Nick Prettejohn, Lloyd’s chief executive, will give the damning assessment of UK insurance firms at a speech at the Chartered Insurance Institute’s annual conference, The Times newspaper said.

In his speech, Mr Prettejohn will reportedly blame complacency and the irresponsible behaviour of insurers for the unnecessarily high costs facing the Lloyd’s group.

The Times said that Mr Prettejohn will hit out at inefficient systems and sluggish business practice and call for greater use of technology rather than the archaic reliance on paper-processing.

Lloyd’s is made up of a collection of 71 syndicates, or smaller insurance companies. It does not offer retail products or insurance in itself, but brings together insurers and companies with a specific risk they want to cover.

Hurricane fears

The 315-year old insurer is used by the majority of the UK’s blue-chip companies and has suffered six years of losses.

Its insurers have recently paid out for the September 11 attacks, as well as a raft of claims in the 1990s for asbestos and other disasters such as Exxon Valdez and Hurricane Andrews.

Lloyd’s insurers are now bracing themselves for losses from Hurricane Isabel which is expected to hit the eastern coast of the USA later on Thursday.

The hurricane is expected to cost the insurance industry $3bn (1.9bn) in claims.


Source News - Lloyd’s chief ‘to criticise insurers’ article
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October 13, 2007

Sport - Build-up to England kick-off

Filed under: Political risk insurance — @ 5:11 am

1044 BST: After the wild celebrations by German supporters on Thursday it is the turn of the England fans who have been arriving in the city in large numbers throughout the morning. The main square Hauptmarket has an English and Caribbean atmosphere with two red double decker buses parked alongside a steel band playing West Indian music. Excitement is mounting but for some there is frustration as their desperate search for tickets goes on.
Tom Geoghegan, BBC News Interactive.

1028 BST: I don’t think he’ll play. I think they’ll wait until the official confirmation that he’s all right and probably play him against Sweden.
Northern Ireland boss Lawrie Sanchez on Five Live.

1027 BST: If the medical advisor Angus Wallace says he’s fit then I would play him but you have the huge insurance implications if he is not right.
Former Scotland coach Craig Brown on Five Live.

1004 BST: Our feeling within the BBC is Wayne Rooney will not come on tonight. I think the players are a bit sick of all this, they feel their efforts have been hijacked by Rooney Mania. The question is whether this is going to upset what rhythm England have at the moment. If England are going to win the World Cup they will have to beat the best teams in the world. Why not keep Wayne Rooney for when they play them?
Garth Crooks on BBC Radio One’s Chris Moyles show.

0955 BST: England’s players could be in for another hot night in Nuremberg, with a forecast for cloud but with temperatures touching 30C. The city is a lot quieter than last night, when the streets were awash with German fans celebrating. England’s team hotel is in the centre of the city and the players will have undoubtedly heard the celebrations into the small hours, so they may enjoy the traditional match day lie-in a bit more than usual. It’s worth pointing out that the hotel was chosen by Fifa and not the FA, whose planning on that sort of thing is meticulous.
Phil McNulty, BBC Sport in Nuremberg.

0945 BST: Trade union Amicus have caused a stir by giving advice on how to call off sick for work in order to see the England game. BBC News 24 interviews Derek Simpson from Amicus and he denies they are advising workers to skive off for the day or giving them tips on how to get away with it if caught.

Union in World Cup ’sickies’ row

He claims the union are “dealing with reality” and adds: “Some people will take sickies but our advice is that this is not a good course of action to take. We want to advise people who would probably get themselves into trouble.”

0944 BST: Wayne Rooney could get a substitute appearance but what everyone over here cannot understand is why Angus Wallace is here. He gave his opinion on 7 June and we don’t know what has changed since then. It seems the FA is desperately trying to cover themselves.
The Independent’s Sam Wallace on Five Live.

0935 BST: Wayne Rooney will be assessed by independent specialist Angus Wallace this morning. The professor will examine the forward but also study videos of Rooney training over the past few days. Wallace last week had doubts about Rooney’s availability for the group stages. There is still no news of Gary Neville’s scan but he is a major doubt. We are expecting the weather to get even hotter today - it is going to be hot and steamy and about 30C.
Five Live’s football correspondent Jonathan Legard.

0931 BST: BBC Radio One reports that the noise keeping the England players awake last night was generated by German fans celebrating their narrow win over Poland.

0929 BST: A few of the callers on Five Live are worried that Rooney’s foot will be targeted if he comes on. Terry Butcher admits he tried to kick Argentina star Maradona in 1986 but could not get anywhere near him.

0922 BST: Tony from Milton Keynes on the Five Live phone-in wonders what all the fuss about Rooney is. He said: “I got my foot caught in a lawnmower and broke three metatarsals. I was running up and down ladders three weeks later. He should just get on with it.”

0914 BST: I would pick Jamie Carragher at right-back if Gary Neville doesn’t make it. Carragher deserves to play in the World Cup. Owen Hargreaves is more of a sitting midfielder so I would play Carragher. England are a bit worried about T&T’s pace down the left and Carragher is more of a defender.
Former England skipper and Five Live sport summariser Terry Butcher.

0913 BST: I think from a bone point of view Wayne Rooney is fine, the only thing that he hasn’t got is game-time and his touch. It may right to bring him on today. Rooney could be the difference between England winning the World Cup and not, but you have to give him game-time at the right time. Bringing on Wayne Rooney will lift the mood of the camp enormously.
Former England skipper and Five Live sport summariser Terry Butcher.

0910 BST: Portsmouth boss Harry Redknapp has joined in with the criticism of Eriksson’s decision to take Theo Walcott to Germany. Redknapp gave Walcott his professional debut at Southampton and once said of him: “The kid can run through puddles and not make a splash.”

But in the Daily Mirror he said: “Eriksson has made a fundamental error by selecting Walcott. From what I hear even the Arsenal players are not sure how good Walcott is. I certainly think he’s not up to it.”

0859 BST: News comes in that five England fans were arrested in Nuremberg overnight, according to a British police spokeswoman. Three of the fans have since been released without charge while two are in custody for undisclosed offences. With up to 70,000 England fans expected in the city lets hope this is not a sign of things to come.

0854 BST: T&T president George Maxwell Richards has cancelled his flight home as he expects them to be in the knock-out stages. He told their official website: “I had intended to travel back on 20 June but it seems that we will be here either for Stuttgart or Munich in the second round.”

0850 BST: Apparently the England squad were kept up until 2am by the noise outside their hotel near the station in Nuremberg.
BBC News 24’s Chris Hollins.

0845 BST: First blood of the day goes to Trinidad & Tobago. In Nuremberg’s main square, the BBC organises a Battle of the Bands between the official England supporters’ club brass band, and the Phase II steel band from Trinidad. The steel band, in their sharp black suits, white shirts and red ties echoing the colours of Trinidad’s flag, get the vote from the public, with even England fans agreeing that the Caribbean rhythms of the steel band comes out on top.

0839 BST: Downing Street is getting into the World Cup mood - the St George’s cross is flying proudly from number 10.

0834 BST: Wayne Rooney is desperate to be involved and some sort of action seems likely, especially as Sven-Goran Eriksson made the unprecedented step of criticising Michael Owen’s movement against Paraguay.
Five Live Sport’s Mike Ingham.


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